Updated
Which platforms accept creators outside the US
- Billo: US, Canada or UK only.
- Insense: 22-plus countries, led by the US, UK, Canada, Australia and parts of Europe, expanding over time per its own page.
- JoinBrands: US, UK, Germany, Australia or Canada only.
- Influee: the widest stated reach of the marketplaces checked, describing itself as available in 30-plus countries with a network it states at 190,000-plus creators globally, including 30,000-plus vetted specifically in the US.
- Trend: marketing copy states no follower minimum but requires being US-based; its terms require being 18 or older with no country restriction spelled out beyond that.
How pay actually reaches you, where it is stated
Insense releases approved funds to an in-platform wallet, then out to PayPal in roughly four business days or to a bank account in roughly seven business days, with a bank withdrawal needing a nine-digit routing number, a detail that points toward a US-style bank account rather than any and every country's banking format.
JoinBrands pays into a virtual wallet and then out to PayPal only; there is no stated direct bank-transfer option on the page checked.
Trend pays via PayPal or direct deposit, with its terms stating remittance within 30 days of approval.
Billo pays via Stripe direct deposit weekly; its creator referral bonus, separately, pays out via PayPal.
Collabstr is the one marketplace in this research that states a payout option built for international creators specifically: payouts run through Dots.dev, supporting bank transfer, PayPal, mobile wallets and "local rails in 150+ currencies," according to its help-center content (the main Collabstr site itself returned a Cloudflare challenge and could not be fetched directly).
What is not confirmed: exact conversion and transfer costs
A specific percentage or flat fee for converting a UGC payout from US dollars into another currency, whether through PayPal, Wise, Payoneer or a bank's own rate, was not found stated on any of the marketplace pages checked in this research. Insense's own help documentation notes a $3 bank-withdrawal fee in search-indexed text, but that figure was not independently re-confirmed by reading the page directly, and the page itself does not say whether that charge changes for an international bank account versus a domestic one.
This guide does not state a Wise, PayPal or Payoneer conversion percentage, because none of those platforms' own fee pages were checked against a specific UGC marketplace payout flow in this research, and repeating a number found on a general comparison blog would not meet the same bar as the platform-sourced figures used elsewhere in this guide.
What is confirmed, and worth planning around instead: PayPal is the payout method named on the most platforms (Insense, JoinBrands, Trend, Billo's referral bonus), so an international creator's practical first question is usually what PayPal itself charges to receive and convert a US-dollar payment into a local account, which is a fee PayPal publishes on its own site and can be checked directly before relying on a secondhand figure.
Tax forms differ by where you live, not where the platform is based
A creator outside the US working with a US-based platform is more often asked to complete a W-8BEN, certifying foreign status, rather than the W-9 a US-based creator fills in. Which form applies follows your own tax residency, not the platform's home country.
Why PayPal shows up on almost every platform
PayPal operates in far more countries than most of these marketplaces accept creators from, which is likely why it shows up as a payout option on nearly every platform checked here, even the ones restricted to a handful of countries. That does not make PayPal free; it has its own currency-conversion markup and, depending on your country and account type, its own transfer or withdrawal fee, which PayPal publishes on its own fee pages and which this research did not independently re-verify against a specific UGC marketplace's payout flow.
A bank-transfer option, where offered, usually avoids PayPal's particular fee structure but introduces its own: Insense's own help page notes a bank withdrawal needs a nine-digit routing number and takes roughly seven business days, a format that assumes a US-style account and is less obviously suited to an account outside that system, even where the platform does not explicitly bar international applicants.
Practical steps before applying from outside the US
- Check the platform's stated country list first; several of the marketplaces above simply do not accept applications outside a short list of countries, regardless of portfolio quality.
- Confirm which payout method (PayPal, bank transfer, a wallet-and-rails provider like Dots.dev) the platform actually offers, since not every platform offers a direct bank option.
- Check the actual conversion fee on the payout method's own site (PayPal's fee page, your bank's published international-transfer fee, or Wise's own calculator) rather than a number repeated on a comparison blog, since this research did not find a UGC-specific figure confirmed on any marketplace's own page.
Why the country list matters before you build a portfolio
It is worth checking a platform's stated country list before spending time building a portfolio aimed at it, rather than after. Billo and JoinBrands both name a short, specific list of accepted countries; a strong application from outside that list is not a borderline case worth appealing, it is simply outside what the platform currently accepts, and the time is better spent on a platform like Insense or Influee, both of which state a far wider country reach, or a program with no stated country restriction at all.
Reviewed November 13, 2026. No Wise, PayPal or Payoneer conversion fee specific to a UGC marketplace payout was confirmed on a primary page in this research, so this guide does not state one; check the payout provider's own current fee page before relying on a figure quoted elsewhere.